fix: Plaid TypeError in add_bank_accounts (#20335)

diff --git a/erpnext/erpnext_integrations/doctype/plaid_settings/plaid_settings.py b/erpnext/erpnext_integrations/doctype/plaid_settings/plaid_settings.py
index 4af1d74..a04d6c5 100644
--- a/erpnext/erpnext_integrations/doctype/plaid_settings/plaid_settings.py
+++ b/erpnext/erpnext_integrations/doctype/plaid_settings/plaid_settings.py
@@ -53,7 +53,11 @@
 
 @frappe.whitelist()
 def add_bank_accounts(response, bank, company):
-	response = json.loads(response) if not "accounts" in response else response
+	try:
+		response = json.loads(response)
+	except TypeError:
+		pass
+
 	bank = json.loads(bank)
 	result = []