diff --git a/erpnext/loan_management/doctype/loan_interest_accrual/loan_interest_accrual.py b/erpnext/loan_management/doctype/loan_interest_accrual/loan_interest_accrual.py
index 9a6bcd4..6d62aef 100644
--- a/erpnext/loan_management/doctype/loan_interest_accrual/loan_interest_accrual.py
+++ b/erpnext/loan_management/doctype/loan_interest_accrual/loan_interest_accrual.py
@@ -236,6 +236,7 @@
 			AND l.is_term_loan =1
 			AND rs.payment_date <= %s
 			AND rs.is_accrued=0 {0}
+			AND rs.interest_amount > 0
 			AND l.status = 'Disbursed'
 			ORDER BY rs.payment_date""".format(
 			condition