fix: Only validate repayment if term loan
diff --git a/erpnext/loan_management/doctype/loan_application/loan_application.py b/erpnext/loan_management/doctype/loan_application/loan_application.py
index 4ea6f92..93446a0 100644
--- a/erpnext/loan_management/doctype/loan_application/loan_application.py
+++ b/erpnext/loan_management/doctype/loan_application/loan_application.py
@@ -19,8 +19,9 @@
 		self.set_loan_amount()
 		self.validate_loan_amount()
 
-		validate_repayment_method(self.repayment_method, self.loan_amount, self.repayment_amount,
-			self.repayment_periods, self.is_term_loan)
+		if self.is_term_loan:
+			validate_repayment_method(self.repayment_method, self.loan_amount, self.repayment_amount,
+				self.repayment_periods, self.is_term_loan)
 
 		self.validate_loan_type()
 		self.set_pledge_amount()