diff --git a/erpnext/accounts/doctype/bank_reconciliation/bank_reconciliation.js b/erpnext/accounts/doctype/bank_reconciliation/bank_reconciliation.js
index 942699f..7c94455 100644
--- a/erpnext/accounts/doctype/bank_reconciliation/bank_reconciliation.js
+++ b/erpnext/accounts/doctype/bank_reconciliation/bank_reconciliation.js
@@ -7,8 +7,9 @@
 	},
 
 	onload: function(frm) {
-		var default_bank_account =  locals[":Company"][frappe.defaults.get_user_default("Company")]["default_bank_account"];
 
+		let default_bank_account =  frappe.defaults.get_user_default("Company")? 
+			locals[":Company"][frappe.defaults.get_user_default("Company")]["default_bank_account"]: "";
 		frm.set_value("bank_account", default_bank_account);
 
 		frm.set_query("bank_account", function() {
diff --git a/erpnext/accounts/report/bank_clearance_summary/bank_clearance_summary.js b/erpnext/accounts/report/bank_clearance_summary/bank_clearance_summary.js
index ac3366c..e4f0384 100644
--- a/erpnext/accounts/report/bank_clearance_summary/bank_clearance_summary.js
+++ b/erpnext/accounts/report/bank_clearance_summary/bank_clearance_summary.js
@@ -22,7 +22,8 @@
 			"fieldtype": "Link",
 			"options": "Account",
 			"reqd": 1,
-			"default": locals[":Company"][frappe.defaults.get_user_default("Company")]["default_bank_account"],
+			"default": frappe.defaults.get_user_default("Company")? 
+				locals[":Company"][frappe.defaults.get_user_default("Company")]["default_bank_account"]: "",
 			"get_query": function() {
 				return {
 					"query": "erpnext.controllers.queries.get_account_list",
diff --git a/erpnext/accounts/report/bank_reconciliation_statement/bank_reconciliation_statement.js b/erpnext/accounts/report/bank_reconciliation_statement/bank_reconciliation_statement.js
index ca8e50b..e420fb9 100644
--- a/erpnext/accounts/report/bank_reconciliation_statement/bank_reconciliation_statement.js
+++ b/erpnext/accounts/report/bank_reconciliation_statement/bank_reconciliation_statement.js
@@ -8,7 +8,8 @@
 			"label": __("Bank Account"),
 			"fieldtype": "Link",
 			"options": "Account",
-			"default": locals[":Company"][frappe.defaults.get_user_default("Company")]["default_bank_account"],
+			"default": frappe.defaults.get_user_default("Company")? 
+				locals[":Company"][frappe.defaults.get_user_default("Company")]["default_bank_account"]: "",
 			"reqd": 1,
 			"get_query": function() {
 				return {