fix: Don't add to deductions if amount is 0

- misc: better docstring
diff --git a/erpnext/accounts/doctype/payment_entry/payment_entry.py b/erpnext/accounts/doctype/payment_entry/payment_entry.py
index 6e612ee..f927b1b 100644
--- a/erpnext/accounts/doctype/payment_entry/payment_entry.py
+++ b/erpnext/accounts/doctype/payment_entry/payment_entry.py
@@ -1941,7 +1941,7 @@
 
 
 def set_early_payment_discount_loss(pe, doc, valid_discounts, discount_amount):
-	"""Split early bird discount deductions into Income Loss & Tax Loss."""
+	"""Split early payment discount into Income Loss & Tax Loss."""
 	if not (discount_amount and valid_discounts):
 		return discount_amount
 
@@ -2013,12 +2013,16 @@
 
 	for account, loss in tax_discount_loss.items():
 		total_tax_loss += loss
+		amount = flt(loss * doc.get("conversion_rate", 1), precision)
+		if amount == 0.0:
+			continue
+
 		pe.append(
 			"deductions",
 			{
 				"account": account,
 				"cost_center": pe.cost_center or frappe.get_cached_value("Company", pe.company, "cost_center"),
-				"amount": flt(loss * doc.get("conversion_rate", 1), precision),
+				"amount": amount,
 			},
 		)